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100% Guaranteed
Credit Approval!


Credit Acceptance Corp (CAC) could quite possibly be the best sub-prime auto lender in the country.

In my professional opinion, they are...Hands down!

I have been able to secure auto loan approvals for customers with:

  •     A bankruptcy.
  •     Multiple bankruptcies.
  •     Major derogatory credit after a bankruptcy.
  •     A repossession.
  •     Multiple repossessions.
  •     First time buyers with terrible credit.
  •     Bad credit and looking for a 2nd, 3rd or even a 4th auto loan.
  •     And the list goes on and on...

No matter what your credit situation, Credit Acceptance Corp offers 100% guaranteed credit approval.

How Credit Acceptance Corp Works

*You'll need to prove income.

Any one of the following are usually considered acceptable:

  •           Current pay check stub
  •           2 years tax returns
  •           3 months bank statements showing deposits
  •           Handwritten pay stubs showing tax deductions supported by canceled checks
  •           Social Security benefit letter

    * You'll need to prove where you live.

Any one of the following are usually considered acceptable:

  •           Current Bank statement / Credit card statement / Mortgage statement mailed to home and showing physical address
  •           Current Phone bill / Cable bill / Garbage bill mailed to home
  •           Current utility bill (can't be final notice or disconnect)
  •           Current parent's bill if you are under 24 years old
  •           Lease / Rental agreement if at residence for less than 2 months
  •           They will make certain exceptions for Indian Reservations and for rural areas, see dealer for details

    * Have full coverage insurance.

Listing Credit Acceptance Corp as the loss payee with a maximum deductible of $550.

    * Have 5-10 references.
  •           Need complete physical address
  •           Must have working phone
  •           People living at a shared address count as one reference
  •           Can be family, friends, neighbors, co-workers
    * Verify Employment

They will need to verify employment with your current employer.

    * Landlord or Mortgage verification

They will contact your landlord or mortgage company.

This may seem like a lot, but it's really not as much as it appears to be. Most of my customers can easily come up with this information.

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